Business loans for small businesses like yours
Get the funding you need, from $5K to $250K, plus personalized support, educational resources, and a strong support network. And with services available in English and Spanish, we’re here to help you grow.
Lending with Purpose
A mission-driven approach
We’re not here for profit, we’re here for impact. Your repayments help fund and uplift other small business owners.
Loans built for you
Every business is unique, and so are our loans. We customize funding and repayment terms to fit your needs.
Support in your language
Get one-on-one business advice in English and Spanish, so you have the guidance you need, when you need it.
Why work with us?
Customizable loan sizes
Loans ranging from $5k – $250k to suit your business needs.
Flexible and transparent terms
Adjustable term lengths between 12 – 60 months.
Affordable interest rates
Interest rates as low as 8.49%.
Fast prequalification process
Get potential offers in minutes – with no hard credit check.
Low origination fees
Pay between 3% – 5% in origination fees.
No prepayment penalty
Pay off loans early with no penalty.
Mosey Design
What is required to apply for a loan?
Tip for success: When applying for a loan, it’s recommended that businesses borrow no more than 10-20% of annual revenue to maintain financial health.
- Minimum 1 year in business
- $50,000+ in annual sales
- 20% ownership of business
- Must be at least 18 years or older
Ways to use your loan:
- Expand your business
- Buy equipment
- Hire employees
- Purchase inventory
- Stabilize cashflow
- Buy supplies
- Cover payroll
- Market to customers
- Relocate
- Improve your building
How to Apply for Financing
- Step 1: Complete an online application
- Step 2: Select your potential offers
- Step 3: Upload documents
- Step 4: Finalize your loan
Apply for a loan today
Business resources
Discover everything you need to elevate your business.
With AOF, you don’t just get access to affordable financing. You’ll have expert support at every stage of your journey, along with tools and resources designed to empower small business owners.
Progeny Coffee
