AOFCD Impact Notes Program
AOFCD Impact Notes allow eligible investors to align capital with Accion Opportunity Fund Community Development’s mission: expanding access to affordable, responsible financing for underserved small business owners and low-income communities.
Capital with purpose
Accion Opportunity Fund Community Development is a certified Community Development Financial Institution and 501(c)(3) nonprofit lender. Through its Impact Notes program, AOFCD seeks to raise mission-aligned debt capital to support small business lending, mission-oriented activities, and general operating and working capital needs.
Offering Overview
Issuer
Accion Opportunity Fund Community Development
Offering
Up to $100 million of promissory notes
Terms
2-, 3- and 5-year maturities
Minimum Investment
$100,000, in $50,000 increments
Investor Eligibility
Accredited investors only; verification required
Investment Type
Senior unsecured promissory notes
Use of Proceeds
Small business lending, mission-aligned activities, and general operations and working capital needs of AOFCD
Tax Treatment
An investment in the Notes is not a donation and is not tax-deductible
Support entrepreneurs often overlooked by traditional finance
Small businesses are essential to local economies, yet many entrepreneurs face barriers to responsible and affordable capital. AOFCD works to expand access to financing, education, coaching, and resources for underserved small business owners and communities.
Impact Notes are designed for eligible investors seeking to support AOFCD’s mission through a fixed-term note investment.
How It Works
Review the disclosure
Before accessing the Prospectus, prospective investors must acknowledge important eligibility, risk, and offering disclosures.
Read the Prospectus
The Prospectus contains important information about AOFCD, the Notes, investor eligibility, use of proceeds, risks, tax considerations, and other offering terms.
Begin an inquiry
Prospective investors may contact AOFCD to discuss the Impact Notes program and next steps.
Complete verification
AOFCD will take reasonable steps to verify accredited investor status before accepting any subscription.
Complete final documents
Approved investors will receive the final Prospectus and related offering documents before any purchase is completed.
Documents need
Offering documents
The Prospectus is available for informational review by eligible prospective investors who acknowledge the required disclosure below.
Review Prospectus
You must acknowledge the disclosure before viewing the Prospectus.
Ready to learn more?
Before viewing the Prospectus
The Prospectus relates to a private offering of promissory notes by Accion Opportunity Fund Community Development. The Notes are being offered only to persons or entities that are “accredited investors” within the meaning of Rule 501(a) of Regulation D under the Securities Act of 1933, as amended. AOFCD will take reasonable steps to verify accredited investor status before any sale of Notes.
The Prospectus made available through this website is provided for informational review only and does not constitute approval of any prospective investor or acceptance of any subscription. Access to the Prospectus does not mean that you are eligible to purchase Notes. AOFCD will determine eligibility, including verification of accredited investor status, before accepting any subscription, and the final Prospectus and related offering documents will be provided to approved investors before any purchase is completed.
The Notes have not been registered under the Securities Act or any state securities laws. The Notes are unsecured obligations of AOFCD, are not bank deposits, are not insured by the FDIC, NCUA, or any other governmental agency, and are not guaranteed. Investing in the Notes involves a high degree of risk, including the possible loss of principal. There is no secondary market for the Notes, and none is expected to develop.
The information on this website is only a summary and is qualified in its entirety by the Prospectus and related offering documents. Nothing on this website or in the Prospectus constitutes an offer to sell securities in any jurisdiction where such offer would be unlawful. No federal or state securities commission or other regulatory authority has approved or disapproved the Notes or determined whether the Prospectus is truthful or complete.
An investment in the Notes is not a donation to AOFCD and is not tax-deductible. Prospective investors should read the Prospectus carefully, including the risk factors, and consult their own legal, tax, financial, and investment advisors before making an investment decision.
Required Acknowledgments
I certify that I am an accredited investor, or that I am acting on behalf of an entity that is an accredited investor.
[ ] I understand that viewing the Prospectus does not mean I am eligible to purchase Notes and does not constitute approval of me or acceptance of any subscription.
[ ] I understand that AOFCD must determine eligibility and verify accredited investor status before accepting any subscription.
[ ] I understand that the final Prospectus and related offering documents will be provided to approved investors before any purchase is completed.
[ ] I acknowledge that the Notes are unsecured, uninsured, unregistered securities and involve a high degree of risk, including possible loss of principal.
[ ] I consent to receive and review the Prospectus electronically.
The Notes are offered only to accredited investors pursuant to an exemption from registration under the Securities Act of 1933, as amended, and applicable state securities laws. AOFCD will take reasonable steps to verify accredited investor status before accepting any subscription.
The Notes are unsecured obligations of Accion Opportunity Fund Community Development and are not deposits, are not insured by the FDIC, NCUA, or any other governmental agency, and are not guaranteed. Investing involves risk, including possible loss of principal. No secondary market exists or is expected to develop.
This website is for informational purposes only and does not constitute investment, legal, tax, or financial advice. Nothing on this website constitutes an offer to sell securities in any jurisdiction where such offer would be unlawful. Prospective investors should rely only on the Prospectus and related offering documents and should consult their own advisors before investing.