https://www-stage.aofund.org/sba-small-business-loan/ https://www-stage.aofund.org/sba-small-business-loan/

Small Business Acquisition Financing

Designed to support ownership transition, business continuity, and economic development

Why choose our Small Business Acquisition Loans?

Finance acquisitions up to $350K

Faster decisioning

Flexible deal structuring

First-Time buyer friendly

A Smarter Path to Entrepreneurship

Instead of starting from scratch, purchase a business with:

  • Existing customers
  • Proven cash flow
  • Established operations
  • Trained employees
  • Immediate revenue potential

Check our minimum requirements:

Are we a match?

You may be a good fit if:

  • You’re purchasing a business valued between $50,000 and $350,000
  • You plan to be actively involved in day-to-day operations
  • You have management, operational, or industry experience
  • Your personal credit is typically 700+
  • You can contribute equity toward the purchase
  • The business has at least 2 years of operating history and positive cash flow

Business Requirements?

To qualify, the business being acquired should generally meet the following requirements:

  • Minimum 2 years in operation under current ownership
  • Positive cash flow
  • Annual Revenue above $250,000
  • Stable or improving financial performance
  • Business operations that can be successfully transferred to a new owner

What Documents Will I Need?

To help us evaluate your acquisition opportunity, be prepared to provide:

  • Business tax returns (minimum 2 years)
  • Historical financial statements
  • Business purchase agreement or Letter of Intent (LOI)
  • Personal financial information
  • Personal tax returns
  • Information about your management or industry experience
  • Any available valuation, broker opinion, or supporting purchase-price documentation

Eligible Business Types

  • Service businesses
  • Light manufacturing
  • Distribution
  • Medical
  • Construction
  • Transportation
  • Other qualifying industries

Submit your information and we will be in touch

Business Acquisition Program
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